Editorial Policy

At PurchaseWise, our aim is to provide clear, practical and useful information for Australians researching property, home loans, buying costs and mortgage repayments.

Our calculators and guides are designed to help users better understand the numbers involved in property decisions. They are general information tools only and should not be treated as financial, legal, tax or lending advice.

Our Editorial Principles

We aim to make our content:

Clear and practical
We explain property and finance concepts in plain English, without unnecessary jargon.

Useful for Australian users
Our content is written for people buying, owning or researching property in Australia.

Original and independent
Our guides are created specifically for PurchaseWise and are not copied from lenders, brokers, government websites or other publishers.

Transparent about limitations
Property costs, borrowing rules, interest rates, stamp duty and lender policies can change. We make it clear where users should check current details with banks, brokers, government agencies or qualified advisers.

Focused on education
Our role is to help users understand concepts, compare scenarios and ask better questions before making decisions.

How We Create Content

PurchaseWise content is prepared using a combination of property industry experience, publicly available information, calculator logic, practical examples and editorial review.

Where relevant, we may refer to information from government agencies, lender resources, regulator websites and recognised industry sources. We do not claim that our content is complete for every personal situation.

Review and Updates

We aim to review key calculator and guide pages periodically, especially where the content relates to changing costs, interest rates, property taxes or lending rules.

Each major guide may include a "last reviewed" or "last updated" date where appropriate.

Independence and Advertising

PurchaseWise may earn revenue from advertising or other commercial arrangements. Advertising does not determine our editorial opinions, calculator results or educational content.

Any advertising displayed on the site should be clearly distinguishable from editorial content.

No Personal Advice

PurchaseWise does not provide personal financial advice, mortgage advice, legal advice or tax advice.

Before making a property, loan or investment decision, users should consider speaking with a qualified mortgage broker, financial adviser, accountant, solicitor, settlement agent or other appropriately licensed professional.

Corrections

We aim to keep our content accurate and helpful. If you notice something that appears incorrect, outdated or unclear, please contact us through the Contact page.