Australian Stamp Duty Calculator
Estimate transfer duty for WA, NSW, VIC, QLD, SA, TAS, NT and ACT based on property value and buyer circumstances.
Western Australia — general transfer duty available
The general transfer duty rate is available for Western Australia from 1 July 2022. First-home buyer concessions and off-the-plan concessions are not yet supported. All results are estimates only.
Property Details
Duty rates and concessions may depend on the date the contract was signed.
Where required, duty may be calculated using the higher of the purchase price and market value.
Calculated using the higher of the purchase price and estimated market value. The relevant revenue authority may determine a different dutiable value.
This field may be used for future location-based concessions and thresholds.
Buyer Details
Estimated Transfer Duty
Complete the form and click Estimate Stamp Duty.
Official sources
Official formula source pending verification
How to Use This Calculator
- 1Choose your State or territory — transfer duty rules and rates differ across every jurisdiction in Australia.
- 2Enter the Contract date — the date the contract of sale was signed. Rates and concessions can depend on this date.
- 3Enter the Purchase price. If you think the market value is higher than the purchase price, also enter an Estimated market value — duty is usually assessed on the higher of the two.
- 4Select the Property type and (if relevant) a Postcode, then set your Intended use (owner-occupier, investment or other).
- 5Tick any Buyer status options that apply (first-home buyer, Australian resident, foreign purchaser, company or trust). Note: first-home buyer and foreign-purchaser calculations are not yet supported and will return an informational message.
- 6Confirm the Ownership share is 100% (partial-interest transactions are not supported).
- 7Click Estimate Stamp Duty. Read the result, the items not included, and the official source link for your jurisdiction.
What the Results Mean
The result is a general-rate estimate for your state and scenario. It reflects only the rules PurchaseWise has verified — concessions and surcharges it does not yet apply are listed separately.
- Dutiable value used
- The value duty is calculated on — usually the higher of the purchase price and the (optional) market value you enter. The revenue authority may determine a different dutiable value.
- Base transfer duty
- The general-rate duty calculated for your state, value and scenario — before any concession or surcharge that PurchaseWise does not yet apply.
- Premium residential property duty
- In NSW, residential property above the premium threshold is charged a higher premium rate instead of the top general band. If it applied to your estimate, it is shown in the breakdown.
- Foreign-buyer surcharge (WA)
- Where selected, WA applies a 7% surcharge on the dutiable value in addition to base duty. Foreign-purchaser treatment in other states is not yet supported.
- Estimated total duty payable
- The base duty plus any surcharge currently applied by this calculator. It excludes concessions and treatments PurchaseWise has not yet verified.
- Not included in this estimate
- A list of concessions, surcharges and special treatments the calculator does not apply — such as first-home buyer concessions, off-the-plan concessions and foreign-purchaser surcharges in some states. Confirm these with the relevant revenue office.
Stamp Duty Varies by State and Buyer Type
Transfer (stamp) duty is set by each state and territory government — the rate bands, thresholds, concessions and surcharges are all different. The same property value can produce very different duty depending on where it is, whether you will live in it, and who is buying. Always confirm the current figure with the relevant state or territory revenue office.
See the state-by-state stamp duty resourceWhy Buyer Type and Location Matter
Example 1 — Same $750,000 home, different states
An established home bought at $750,000 — general transfer duty (excludes concessions) for a non-concessional buyer, by jurisdiction:
- NSW$28,162.00
- VIC (non-PPR)$40,070.00
- QLD$26,775.00
- WA$29,740.50
- ACT (owner-occupier)$19,208.00
Same property value, different states: duty ranges from about $19,200 (ACT owner-occupier) to about $40,070 (VIC non-PPR). Location alone changes the bill by thousands of dollars.
Example 2 — Buyer type changes the total
The same $750,000 home shows how buyer status shifts the duty — using ACT and WA as illustrations:
- ACT owner-occupier$19,208.00
- ACT investor$22,200.00
- WA general$29,740.50
- WA foreign-buyer total$82,240.50
In the ACT, an investor pays about $2,992 more than an owner-occupier at $750,000. In WA, a foreign buyer pays the 7% surcharge on top of base duty — more than doubling the total to about $82,241.
Example 3 — Higher value, higher marginal rate
Buying at $750,000 versus $900,000 pushes more of the value into higher marginal bands (general rate, excludes concessions):
- NSW @ $750,000$28,162.00
- NSW @ $900,000$34,912.00
- VIC @ $750,000$40,070.00
- VIC @ $900,000$49,070.00
In NSW the extra $150,000 of value adds about $6,750; in VIC it adds about $9,000. Because duty is marginal, higher value lifts more than proportionally.
Confirm current figures with the relevant revenue office. These are general-rate estimates that exclude first-home buyer concessions, off-the-plan concessions and (outside WA) foreign-purchaser surcharges. Rates and thresholds change. Always confirm the exact amount with your state or territory revenue office or a licensed conveyancer before relying on any figure.
Common Mistakes to Avoid
- Using a single national stamp duty figure. Duty rules, thresholds and rates are set separately by each state and territory and differ significantly.
- Forgetting the contract date. Concession eligibility and, in some states, the applicable rate schedule can depend on when the contract was signed.
- Assuming first-home buyer concessions are included. They are not applied here — confirm eligibility and any reduction with your state or territory revenue office.
- Treating off-the-plan or new-home concessions as automatic. These often have date and eligibility tests and are not applied in this calculator.
- Ignoring foreign-purchaser surcharges. Several states apply an additional duty surcharge to foreign buyers, which can substantially increase the total. Only the WA surcharge is currently applied here.
- Assuming the calculator figure is the final bill. Rates, thresholds and concessions change, and the revenue authority may assess a different dutiable value — always confirm before settlement.
Frequently Asked Questions
Related PurchaseWise Resources
Estimates only — not advice. All transfer duty figures are general-rate estimates that exclude concessions, exemptions and (outside WA) surcharges that PurchaseWise has not yet verified. Rates, thresholds and eligibility change, and the revenue authority may determine a different dutiable value. This calculator is general information only and does not constitute financial, legal, tax or credit advice. Always confirm the applicable duty with the relevant state or territory revenue office or a licensed conveyancer. See our Financial Disclaimer.
Important limitations
- Results will be estimates only.
- Rules vary between states and territories.
- Rates and concessions can change.
- Eligibility may depend on occupancy, citizenship, property type, location, value and contract date.
- Complex transactions may not be supported.
- The calculator does not provide financial, legal, credit or taxation advice.
Unsupported transactions in this version
- —Related-party transfers
- —Gifts or transfers for less than market value
- —Deceased estates
- —Family-law transfers
- —Trust restructures
- —Company restructures
- —Business-property purchases
- —Mixed-use property
- —Multiple linked transactions
- —Fractional or unusual interests
- —Transactions involving more than one property
- —Special statutory exemptions
- —Partial-interest acquisitions (ownership share < 100%)
- —Purchases through companies or trusts
- —Off-the-plan properties (WA — concessions not yet supported)
- —First-home buyer concession transactions (WA — pending separate verification)
For complex transactions, confirm the duty with the relevant state or territory revenue authority or an appropriately qualified conveyancer or solicitor.
General Information Only. Calculations are estimates only and do not constitute financial advice. Actual repayments, fees and eligibility will vary. Always confirm with your lender or a licensed financial adviser. See our Financial Disclaimer for full details.