Terms of Use
Effective date: 17 June 2026 · Last updated: 17 June 2026
Entity Details
- Legal Entity: Parkrise Investments Pty Ltd trading as Purchase Wise
- ABN: 12 109 927 808
- Public Brand: PurchaseWise
- Australian State: Western Australia
- Responsible Publisher: Tony Cowan
- Responsible Publisher Email: tony@purchasewise.com.au
- General Enquiries: hello@purchasewise.com.au
- Correspondence Address: PO Box 1421, West Leederville WA 6901, Australia
- Effective Date: 17 June 2026
- Last Updated: 17 June 2026
1. Acceptance of Terms
By accessing or using PurchaseWise ("the website"), you agree to be bound by these Terms of Use. If you do not agree, please do not use this website.
2. General Information Only
All content on this website, including calculator results, explanations, guides and examples, is provided for general information purposes only. It does not constitute financial, legal, taxation or professional advice of any kind.
The website does not take into account your individual financial situation, objectives, needs or circumstances.
3. No Financial Advice
PurchaseWise (operated by Parkrise Investments Pty Ltd trading as Purchase Wise) is not a licensed financial adviser, mortgage broker, licensed credit provider, solicitor or registered tax agent under any applicable Australian law or regulation. Nothing on this website should be relied upon as a substitute for professional advice from a licensed practitioner.
Before making any financial decision, you should seek independent advice from one or more of the following: a licensed financial adviser; a licensed mortgage broker; your lender or bank; a licensed conveyancer or solicitor; a registered tax agent; and the relevant government authority.
This website is not licensed, approved or endorsed by ASIC, APRA, any lender, any government agency, or any professional body.
4. Accuracy of Calculations
While we use standard mathematical formulas for loan amortisation, all calculator results are estimates only. Actual loan repayments, fees, charges, government duties, concessions and eligibility criteria will vary depending on your lender, your individual circumstances and applicable legislation.
We make no warranty, express or implied, about the accuracy, reliability or completeness of any calculation result.
5. No Guarantee of Outcomes
Calculator results do not constitute a credit assessment, a credit offer or an indication of lending eligibility. Loan approval depends on your lender's credit assessment criteria, your personal and financial circumstances, and applicable legislation.
6. Stamp Duty and Government Charges
This website does not currently display stamp duty rates, government fees or first-home buyer concessions. These vary by state and territory and change frequently. Always verify government charges and concessions with the relevant revenue authority or a licensed conveyancer.
7. Intellectual Property
Unless otherwise stated, the original website content, branding and presentation are owned by or licensed to the website operator. Standard mathematical formulas, third-party software and open-source components remain subject to their applicable rights and licences.
8. Limitation of Liability
To the maximum extent permitted by law, PurchaseWise and Parkrise Investments Pty Ltd trading as Purchase Wise accept no liability for any loss or damage arising from your use of, or reliance on, any information or calculation on this website.
Nothing in these Terms excludes, restricts or modifies any right or remedy that cannot lawfully be excluded, restricted or modified under the Australian Consumer Law or other applicable law.
9. Links to Third-Party Websites
This website may contain links to third-party websites. We do not control or endorse third-party content and accept no responsibility for it.
10. Changes to These Terms
We may update these Terms of Use at any time. The date at the top of this page shows when they were last updated. Continued use of the website constitutes acceptance of any changes.
11. Governing Law
These Terms are governed by the laws of Western Australia and the applicable laws of the Commonwealth of Australia.